No impact on your credit score
Car finance specialists based in Bury, helping drivers across the UK find their dream car.
Choose a vehicle from any reputable UK dealership and apply for finance, with options for a range of credit histories.
→We also arrange finance for motorcyclists, whether buying from a dealership or a private seller.
→Use our calculator to work out an estimate of your monthly repayments based on the amount you'd like to borrow and your credit score.
→Search over 250,000 cars in our fully featured car search and apply for finance instantly.
→If your credit history isn't perfect, it doesn't mean lenders will turn you away. Buggy Dough have been helping customers finance their dream car since we started our journey in 2019, working with a large panel of lenders.
We work with the best lenders on the market to help finance your new car, finding the best affordable car loan to suit your needs. As no two customers are the same, we aim to find the best deal for you, whether you have bad credit or good credit.
All you need to do, once you have applied for your car finance, is sit back and relax – let our team do the work and it won't cost you a penny.


If you have poor credit or bad credit, or have ever been turned down for a loan, we may still be able to help you. We have a number of lenders on our database that specialise in working with people with bad credit.
You can buy your car from any reputable dealership in the UK. Once your finance application is approved, the dealer will work out the rest with you.
Deposits are not mandatory, but a part exchange can count as a down payment, just like cash can, and this will reduce the total amount you are borrowing, which could help with the term or your monthly payments.
There are many options for people who have a fair credit rating, so you have a chance of being approved for car finance, assuming you pass the other parts of the check.
We compare car finance deals for you.